Namaste entrepreneurs! Agar aap ek traditional artisan ya craftsperson hain aur apne trade-based micro business ko grow karna chahte hain, toh yeh article aapke liye bahut important hai. Aaj hum baat karenge PM Vishwakarma Yojana ke baare mein, jo ki ek central scheme hai aur traditional artisans aur craftspeople ko formalize aur grow karne ke liye banayi gayi hai.
Bharat mein lakho log carpentry, blacksmithing, tailoring, pottery aur aise hi kai doosre traditional trades se jude hain. Lekin aksar financial support, modern tools, aur proper skill training ki kami ki wajah se unka business us level par nahi pahunch pata jahan woh pahunchna chahiye. Is central scheme ka main objective yahi hai ki artisans aur craftspeople ko toolkit support, skill training, aur collateral-free loans provide kiye jayein.
Kiske Liye Hai Yeh Scheme? (Eligibility Criteria)
Har koi is scheme ke liye eligible nahi hai. Government ne kuch specific eligibility criteria set kiye hain:
Aap traditional artisan ya craftsperson hone chahiye jo 18 approved trades mein se kisi ek se jude ho (jaise carpenters, blacksmiths, tailors, potters etc.).
Aap self-employed hone chahiye.
Aapki age minimum 18 years ya usse zyada honi chahiye.
Is scheme ka laabh family mein se sirf one member per family ko hi mil sakta hai.
Agar aapne pichle 5 saal mein PMEGP, PM Mudra, ya koi doosri central loan scheme ka laabh liya hai, toh aap eligible nahi hain.
Aap government employee nahi hone chahiye.
Kya Benefits Milte Hain? (Amount & Features)
PM Vishwakarma Yojana ke antargat artisans ko multiple benefits milte hain jo aapke business ko next level par le jaane mein help karenge:
Free Skill Training: Aapko free skill training milti hai, jiske dauran training ke samay Rs 500 per day ka stipend bhi diya jata hai.
Collateral-Free Loan: Sabse bada benefit yeh hai ki aapko bina kisi collateral ke loan milta hai. Yeh loan do tranches mein milta hai: Rs 1 lakh (1st tranche) aur Rs 2 lakh (2nd tranche), yaani total Rs 3 lakh tak ka loan.
Interest Rate: Is loan par sirf 5% concessional interest lagta hai sabhi loan tranches par.
Agar aap upar diye gaye criteria ko meet karte hain aur apply karna chahte hain, toh aapke paas yeh documents hone zaroori hain:
Aadhaar card
Aadhaar-linked mobile number
Aadhaar-linked bank account
Trade ya craft ka proof
Caste certificate (agar applicable ho)
18 Trades Covered Under PM Vishwakarma Yojana
Yeh scheme carpenters, blacksmiths, tailors, potters aur aisi hi total 18 trades ke traditional artisans aur craftspeople ke liye design ki gayi hai. Iska main maqsad aapke micro business ko formalize aur grow karna hai taaki aapki income aur skills dono enhance ho sakein.
Kahan aur Kaise Apply Karein?
Agar aap is scheme ke liye apply karna chahte hain ya aur zyada details jaanna chahte hain, toh aap official website par visit kar sakte hain. Official link hai: https://pmvishwakarma.gov.in.
Toh der kis baat ki? Agar aap eligibility criteria ko fulfill karte hain, toh aaj hi is central scheme ka laabh uthayein aur apne traditional business ko ek nayi udaan dein!
