JanSamarth portal (jansamarth.in) sarkar ka ek hi jagah wala loan portal hai — Mudra, education aur livelihood loans online check aur apply. Neeche helper batayega ki aapke liye kaunsa loan option chunna hai aur kaunse kagaz pehle taiyar karne hain.
JanSamarth Loan Helper
Find which loan to pick on the JanSamarth portal and check if your documents are ready before you apply. जनसमर्थ पोर्टल पर कौन सा लोन चुनें और कागज़ तैयार हैं या नहीं।
Free guide, not the government portal. Official site: jansamarth.in. Scheme list as shown by Bank of Baroda’s JanSamarth page. Last checked 3 Oct 2026.
JanSamarth par kaunse loan milte hain
| Category | Scheme | Kiske liye |
|---|---|---|
| Business (MSME) | PM Mudra (term loan / cash credit) | Chhota business, ₹20 lakh tak |
| Business (MSME) | Stand-Up India (abhi band — 31 Mar 2025 ko khatam; naya scheme announce hua, launch baaki) | SC/ST ya mahila, naya unit ₹10 lakh–₹1 crore |
| Business (MSME) | Weaver Mudra | Bunkar (handloom) |
| Livelihood | DAY-NULM | Shehri garib / SHG |
| Agri | DAY-NRLM, AIF, AMI, ACABC | Gaon ke SHG, agri infrastructure |
| Education | Interest subsidy schemes | Padhai ke loan par byaj chhoot |
| Redirect | PMEGP, PM SVANidhi | Apne alag portal par bhejta hai |
JanSamarth par apply kaise karein
- jansamarth.in kholein, loan category chunein aur “Check eligibility” dabayein.
- Aadhaar OTP se login — naam, pata apne aap bhar jaata hai.
- PAN verify karein; ITR aur bank statement auto-fetch ya upload.
- Credit history check ke baad bank aur branch chunein.
- Online “in-principle approval” milta hai; phir original kagaz lekar branch jaayein.
Kagaz (documents)
- Aadhaar (mobile se linked)
- PAN card
- Voter ID
- 6–12 mahine ka bank statement
- ITR (agar file kiya hai)
- Business ke liye: Udyam / shop licence, quotation aur project report
Aam galtiyan
- Aadhaar mobile se linked nahi — OTP nahi aata.
- Galat category chunna — jaise naye unit ki subsidy ke liye Mudra chun lena (subsidy PMEGP mein hai).
- Branch visit na karna — in-principle approval final sanction nahi hai.
Aksar pooche jaane wale sawaal
JanSamarth portal kya hai? JanSamarth (jansamarth.in) Bharat sarkar ka portal hai jahan Mudra, education aur livelihood jaise sarkari loans ki eligibility check karke online apply kar sakte hain.
JanSamarth par Mudra loan mil sakta hai? Haan, Business Activity Loan mein PM Mudra (term loan aur cash credit) ke liye apply kar sakte hain.
JanSamarth par PMEGP aur SVANidhi milta hai? JanSamarth in dono ke liye aapko unke apne portal (KVIC PMEGP aur PM SVANidhi) par bhej deta hai.
JanSamarth ke liye kaunse documents chahiye? Aadhaar, PAN, Voter ID aur bank statement basic documents hain; business loan ke liye Udyam, quotation aur project report bhi rakhein.
JanSamarth par apply karne ki fees hai? Nahi, portal par apply karna free hai.
JanSamarth approval ke baad kya karna hai? Online in-principle approval ke baad chuni hui bank branch mein original documents ke saath jaakar loan sanction poora karein.
Sources: Bank of Baroda JanSamarth page, jansamarth.in. Last checked 3 Oct 2026. Yeh sarkari site nahi hai.
More free tools: PM Mudra loan calculator · SBI e-Mudra checker · PMEGP loan & subsidy · PM SVANidhi calculator · Free project report · Government scheme finder