Short answer (5 Oct 2026): Agriculture Infrastructure Fund ke naye loan ki window 31 March 2026 ko khatam ho gayi (official guidelines: financing facility FY 2025-26 tak). Iske aage extension ka notification humein nahi mila. Pehle se sanction loan par 3% subvention chalta rahega. Neeche dekhein aapke project ke liye abhi kaun si scheme khuli hai.
| Detail | AIF (official) |
|---|---|
| Status for new loans | Window ended 31 Mar 2026; no extension notified as of 5 Oct 2026 |
| Scheme period | 2020-21 to 2032-33 (subvention on existing loans continues) |
| Interest subvention | 3% a year on up to ₹2 crore, max 7 years (incl. up to 2 years moratorium) |
| Credit guarantee | CGTMSE on loans up to ₹2 crore — fee paid by Government |
| Who could apply | Farmers, FPOs, PACS, SHGs, JLGs, cooperatives, agri-entrepreneurs, startups, APMCs, state agencies |
| Projects | Post-harvest: warehouses, cold storage, silos, sorting / grading, primary processing, community farming assets |
AIF band hai — ab kya milega?
Apna project chunein: hum dikhayenge abhi kaun si sarkari scheme khuli hai aur kitna mil sakta hai.
PMEGP: 15% / 25% (urban / rural) subsidy for general, 25% / 35% for special category, projects up to ₹50 lakh manufacturing / ₹20 lakh service, own share 10% / 5% (MSME booklet 2025-26). NLM: DAHD operational guidelines Jan 2025. CGTMSE: collateral-free up to ₹10 crore for micro and small enterprises. Status checked 5 Oct 2026.
Kya dhyan rakhein
- Kai websites aur bank pages abhi bhi AIF ko “open” dikhate hain — sanction se pehle bank se likhit mein confirm karein ki AIF ke under naya loan sanction ho sakta hai.
- Extension aane par is page ko usi din update karenge.
- Cold storage / warehouse ₹20 lakh tak ho to PMEGP (service) aur bade ho to CGTMSE + rajya ki capital subsidy dekhein.
Aksar pooche jaane wale sawaal
Kya Agriculture Infrastructure Fund (AIF) 2026 mein open hai? Official scheme guidelines ke hisaab se naye loan ki sanction / disbursement ki avadhi FY 2025-26 (31 March 2026) tak thi. 5 October 2026 tak humein iske aage badhne ka koi notification nahi mila. Apply karne se pehle agriinfra.dac.gov.in aur apne bank se confirm karein.
Jinka AIF loan pehle se sanction hai unka kya hoga? Scheme 2032-33 tak chalti hai, isliye pehle se sanction loan par 3% interest subvention apni poori avadhi (max 7 saal) tak milta rahega, aur ₹2 crore tak ke loan par CGTMSE guarantee fee sarkar bharti hai.
AIF ki jagah ab kya le sakte hain? Chhoti processing ya storage unit ke liye PMEGP (15–35% subsidy), livestock / fodder ke liye NLM (50% subsidy), collateral-free loan ke liye CGTMSE, aur apne rajya ki MSME subsidy. Upar wala finder aapke project ke liye dikhata hai.
Source: Operational Guidelines, Central Sector Scheme of Financing Facility under Agriculture Infrastructure Fund (DA&FW; agriinfra.dac.gov.in) — implementation period 2020-21 to 2032-33, loan disbursement to complete by FY 2025-26, budgetary support paras; Cabinet approval of AIF expansion (Aug 2024). Status checked 5 Oct 2026.
More free tools: PMEGP calculator · NLM subsidy · CGTMSE calculator · MCGS-MSME · Project report maker · Cold storage subsidy calculator