Dr NTR Vaidya Seva is Andhra Pradesh’s Aarogyasri: families with a rice card get free treatment up to ₹25 lakh per family a year in network hospitals. Under the universal health policy approved in September 2025, the first ₹2.5 lakh is paid through an insurance company and the rest (up to ₹25 lakh) by the NTR Vaidya Seva Trust, and families without a rice card are to get insurance cover too*. Check your family below.
NTR Vaidya Seva coverage checker
Tell us about your card, and optionally the hospital estimate.
Free tool; nothing you type is saved or sent. Built and checked on 29 October 2026. Points marked * come from news or secondary sources; confirm on the official portal or office before you act.
Who is covered
| Family | Cover | How |
|---|---|---|
| Rice card (BPL) families | Up to ₹25 lakh a year | ₹2.5 lakh via insurance + rest via the Trust (hybrid model)* |
| Families without a rice card (APL) | Insurance cover up to ₹2.5 lakh a year* | Universal health policy, from 2026 as per government plans* |
| Government employees / pensioners | EHS (Employees Health Scheme) | Not under NTR Vaidya Seva |
| Journalists | WJHS / universal policy (reports differ)* | Check with the district coordinator |
What is covered
- Over 3,200 listed procedures (cardiac, cancer, kidney, neuro, ortho, burns, transplants)* in government and network private hospitals.
- Cashless: tests, surgery, medicines, stay and food; post-discharge medicines for listed procedures.
- Aarogya Asara: a daily allowance for wage loss after major surgery was paid earlier*; check if it continues.
- Not covered: OPD-only care, cosmetic procedures, unlisted treatments.
At the hospital
- Go to the Vaidya Mitra desk with your rice card / NTR Vaidya Seva card and Aadhaar.
- The hospital sends pre-authorisation to the Trust; emergency approval is quick.
- Do not pay for package items; ask for the approval number.
- Grievances: toll-free 104 or the district coordinator*.
Big bills
If one family member’s treatment uses ₹20 lakh, only ₹5 lakh is left for the rest of the year. For non-listed treatments, apply for CM Relief Fund help before admission*. Telangana residents: see Aarogyasri Telangana (₹10 lakh).
NTR Vaidya Seva: frequently asked questions
What is the NTR Vaidya Seva limit? Up to ₹25 lakh per family per year for rice card families.
Is NTR Vaidya Seva the same as Aarogyasri? Yes. AP’s Aarogyasri was renamed Dr NTR Vaidya Seva in 2024.
Can APL families use NTR Vaidya Seva? Under the universal health policy, families without a rice card are to get insurance cover up to ₹2.5 lakh a year*. Check if it has started in your district.
How to get the NTR Vaidya Seva card? The rice card works; health cards are issued through village / ward secretariats*. Carry the rice card and Aadhaar.
Are government employees covered? No. They and pensioners use EHS.
Sources (checked 29 October 2026): AP cabinet decision on the universal health policy (September 2025) as reported by The Week, Medical Dialogues and South First; NTR Vaidya Seva Trust pages (district sites). drntrvaidyaseva.ap.gov.in did not open from our cloud server.
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