Pehla PMEGP, REGP ya Mudra loan time par chuka diya aur ab business badhana hai? PMEGP ka doosra loan (upgradation) ₹1 crore tak deta hai, saath mein 15% subsidy (North-East / pahadi rajyon mein 20%). Neeche check karein — aap eligible hain ya pehle kya theek karna hai, aur subsidy kitni milegi. Free, no login.
PMEGP Second Loan Checker (Upgradation)
Already ran a PMEGP, REGP or Mudra unit? Check if you can get the second PMEGP loan to expand — up to ₹1 crore with 15–20% subsidy — and what to fix first. PMEGP दूसरा लोन — विस्तार के लिए, सब्सिडी के साथ।
Free guide, not a sanction. Based on the PMEGP 2nd-loan (upgradation) guidelines of KVIC / MSME Ministry: max project ₹1 crore (manufacturing) / ₹25 lakh (service); subsidy 15% (20% in NER & hill states), capped at ₹15 lakh / ₹3.75 lakh (₹20 lakh / ₹5 lakh in NER & hill); own contribution 10%. Apply on the KVIC PMEGP e-portal. Last checked 3 Oct 2026.
PMEGP second loan — ek nazar mein
| Manufacturing | Service / business | |
|---|---|---|
| Max project cost | ₹1 crore | ₹25 lakh |
| Subsidy (general) | 15%, max ₹15 lakh | 15%, max ₹3.75 lakh |
| Subsidy (NER / hill) | 20%, max ₹20 lakh | 20%, max ₹5 lakh |
| Aapka hissa | 10% | 10% |
| Bank loan | 90% | 90% |
Kaun le sakta hai
- Pehla loan PMEGP, REGP ya PM Mudra mein liya ho.
- Pehla loan poora aur time par chukaya ho.
- PMEGP / REGP ki subsidy 3 saal ke lock-in ke baad adjust ho chuki ho.
- Unit profit mein ho, turnover badh raha ho.
- Udyam registration ho, aur expansion se naye rozgar banein.
Example: ₹40 lakh ka expansion (manufacturing)
| Item | Amount |
|---|---|
| Project cost | ₹40,00,000 |
| Aapka hissa (10%) | ₹4,00,000 |
| Bank loan (90%) | ₹36,00,000 |
| Subsidy (15%) | ₹6,00,000 |
Apply kaise karein
- KVIC ke PMEGP e-portal par “2nd loan for upgradation” chunein.
- Pehle loan ka no-dues / closure letter, subsidy adjustment ka saboot, 3 saal ki ITR / balance sheet, Udyam certificate, expansion ki project report aur machinery quotation tayyar rakhein.
- Same bank ya doosre bank — dono se le sakte hain.
Aksar pooche jaane wale sawaal
PMEGP ka doosra loan kitna milta hai? Manufacturing unit ke liye project ₹1 crore tak aur service / business ke liye ₹25 lakh tak. Isme 10% aapka hissa aur 90% bank loan.
PMEGP second loan par subsidy kitni hai? 15% (North-East aur pahadi rajyon mein 20%). Manufacturing mein max ₹15 lakh (NER/hill ₹20 lakh), service mein max ₹3.75 lakh (₹5 lakh).
Mudra loan wale PMEGP second loan le sakte hain? Haan, PM Mudra ka pehla loan time par chukane wale existing units bhi upgradation ke liye PMEGP second loan le sakte hain.
PMEGP second loan ke liye kya shartein hain? Pehla loan time par poora chukaya ho, PMEGP / REGP subsidy lock-in ke baad adjust ho chuki ho, unit profit mein ho, Udyam registration ho aur naye rozgar banein.
Kya pehle wale bank se hi lena zaroori hai? Nahi, second loan same bank ya kisi doosre bank se le sakte hain.
Free guide, sanction nahi. Source: PMEGP second-loan (upgradation) guidelines, KVIC / MSME Ministry. Final faisla bank aur KVIC / DIC ka. Last checked 3 Oct 2026.
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