Fish Farming Subsidy Calculator 2026 (PMMSY): Biofloc, Pond

हिंदी में पढ़ें

📱 2 मिनट की वेब स्टोरी में देखें: मछली पालन सब्सिडी 2026 →

Fish farming subsidy under PMMSY is 40% of the unit cost for general category farmers and 60% for women, SC and ST. A small 7-tank biofloc unit (₹7.5 lakh) gets ₹3 lakh or ₹4.5 lakh. Pick your unit below to see your amount and EMI.

Worked example: biofloc unit for a woman farmer

A woman in Bihar sets up a small biofloc unit with 7 tanks for ₹7.5 lakh. PMMSY subsidy is 60% = ₹4,50,000; her share is ₹3,00,000. If she first takes a ₹6 lakh bank loan at 10% for 5 years, the EMI is about ₹12,748; once the subsidy is released and adjusted, the loan falls to ₹1,50,000 and the EMI to about ₹3,187. A general-category farmer with the same unit gets ₹3,00,000.

PMMSY unit costs and subsidy (checked 13 Oct 2026)

*Small biofloc: Haryana and Gujarat list ₹7.5 lakh; some state lists use about ₹4 lakh. States can set their own unit costs within the national ceiling, so confirm with your district fisheries office.

Fish farming subsidy in your state

PMMSY rates (40% / 60%) are the same across states, because the centre and state share the subsidy. What changes is the unit cost list, the application window and any extra state top-up. Apply through your state fisheries department: Bihar (fisheries.bihar.gov.in), Uttar Pradesh (fisheries.up.gov.in), Odisha (odishafisheries.nic.in), Haryana (harfish.gov.in), Maharashtra, West Bengal, Karnataka, Andhra Pradesh, Telangana and others run the same PMMSY components.

Who can apply

• Fish farmers, fishers, fish vendors and fish workers
• Women, SC and ST beneficiaries (60% subsidy)
• SHGs, fisheries cooperatives, Fish Farmer Producer Organisations (FFPOs) and entrepreneurs
• Own land or a registered long-term lease for ponds and biofloc / RAS units
• Usually one component per beneficiary

Documents

• Aadhaar, photograph and bank passbook
• Land ownership papers or registered lease deed
• Caste certificate (SC/ST) if claiming 60%
• Quotations from approved suppliers and a project report
• Family ID where the state asks for it (for example Parivar Pehchan Patra in Haryana)

How to apply

1. Visit your district fisheries office (Matsya Vibhag) and ask when the next PMMSY application round opens and which unit costs your state uses.
2. Get your land papers or a registered lease, and quotations from approved suppliers (for biofloc / RAS tanks, ponds, kiosks or vehicles).
3. Prepare a project report with costs and expected fish output; the fisheries office or a fisheries extension officer can help.
4. Apply online on your state fisheries portal or at the district office during the open round, with Aadhaar, caste certificate (if SC/ST), bank details and the project report.
5. After approval, set up the unit with your own money or a bank loan. The fisheries office inspects it and releases the 40% / 60% subsidy, usually in instalments.

Official portal: pmmsy.dof.gov.in (Department of Fisheries, Ministry of Fisheries, Animal Husbandry & Dairying). Working capital for fish farming can come from a Kisan Credit Card.

Fish farming subsidy: frequently asked questions

How much subsidy is given for fish farming in India? Under PMMSY, the government pays 40% of the approved unit cost for general category farmers and 60% for women, SC and ST farmers. The subsidy is worked out on the approved unit cost or your actual cost, whichever is lower.

What is the subsidy on biofloc fish farming? A small 7-tank biofloc unit is listed at ₹7.5 lakh by Haryana and Gujarat, so the subsidy is ₹3 lakh (40%) or ₹4.5 lakh (60%). Medium (25 tanks, ₹25 lakh) gets ₹10–15 lakh and large (50 tanks, ₹50 lakh) gets ₹20–30 lakh. Some states use a lower ₹4 lakh unit cost for small units.

How much subsidy for a new fish pond? A new freshwater grow-out pond has a unit cost of ₹7 lakh per hectare, plus ₹4 lakh per hectare for first-year inputs. A general farmer gets ₹2.8 lakh per hectare on construction (₹4.4 lakh with inputs); women, SC and ST get ₹4.2 lakh (₹6.6 lakh with inputs).

Do I get the subsidy before or after setting up? Usually after. You fund the unit with your own money or a bank loan, the fisheries office inspects the work, and the subsidy is released in instalments. Ask your district office for your state’s exact process.

Who is eligible for PMMSY subsidy? Fish farmers, fishers, fish vendors, SHGs, women, SC/ST, fisheries cooperatives, FFPOs and entrepreneurs. For ponds and biofloc you need your own land or a long lease. Usually one beneficiary gets support for one component.

Is PMMSY still running in 2026? Yes. It was approved to 2025-26 and continued into 2026-27 with ₹2,500 crore in the budget. A new 2026-31 phase is awaited. States open application rounds through the district fisheries office.

Can I take a bank loan for fish farming? Yes. Banks lend for ponds, biofloc and vehicles, and fish farmers can also get a Kisan Credit Card for working capital. PMMSY subsidy can be adjusted in the loan once released.

Sources: Haryana Fisheries (harfish.gov.in) PMMSY pages for small / medium / large biofloc and RAS units and the 40% / 60% split; Gujarat PMMSY small biofloc listing (youthpower.in); Arunachal Department of Fisheries PMMSY list (vehicles, kiosks); Andaman & Nicobar fisheries notice (Nicobar Times) for kiosks and vehicles; sarkariyojana.com (open sea cages); PMMSY budget and continuation (Insights on India Mar 2026, current-affairs reports Sep 2026). Government sites could not be opened from our build system, so we read their search-indexed text. Estimate, not approval. Rules checked on 13 Oct 2026.

More free tools: NLM goat / poultry subsidy · Dairy farm loan · Cold storage subsidy · PMFME food processing subsidy · All tools · KCC loan limit