Free tool: Yeh numbers bhar kar apni tailoring and boutique unit project report banayein — free PDF, no login →
Short answer: Ek tailoring and boutique unit ka sample project cost lagbhag ₹3,00,000 hai. PMEGP mein general category (gaon) ko ₹75,000 subsidy mil sakti hai aur EMI lagbhag ₹4,240/mahina banti hai. Teesre saal ka anumaanit net profit ₹1,66,138 aur average DSCR 3.57 hai. Yeh example numbers hain — apne area ke rate aur quotations se badlein.
Project cost (sample)
- Silai machines (industrial + normal), overlock, embroidery — ₹1.8 lakh
- Counter, mirror, racks — ₹60,000
- Working capital (kapda, dhaga, accessories) — ₹60,000
- Total: ₹3,00,000 (zameen shamil nahi)
Means of finance
| Item | General, rural (example) |
|---|---|
| Aapka hissa (10%) | ₹30,000 |
| Bank loan (90%) | ₹2,70,000 |
| PMEGP subsidy (25%) — 3 saal TDR, phir loan mein adjust | ₹75,000 |
| Loan jo aap chukayenge | ₹1,95,000 |
| EMI (11%, 5 saal, 6 mahine moratorium) | ₹4,240/mahina |
SC/ST/OBC/mahila/minority applicant ko gaon mein 35% subsidy aur sirf 5% apna hissa lagta hai. Apna exact hisaab PMEGP calculator se dekhein.
Kamai aur profit (sample, 3rd year)
| Item | Amount |
|---|---|
| Bikri (saalana, 80% capacity) | ₹10,56,000 |
| Net profit (tax ke baad) | ₹1,66,138 |
| Average DSCR (5 saal) | 3.57 |
| Break-even | 60% capacity par |
Yeh sample kaise bana (assumptions)
| Item | Anumaan |
|---|---|
| Kapde silte hain | ~8 piece/din |
| Average silai | ~₹420/piece |
| Kaam ke din | 26/mahina |
| Kul bikri (sample, 3rd year) | ~₹88,000/mahina |
Dhyan dein: Shaadi aur tyohaar mein kaam 2–3 guna, baaki mahine kam — EMI ka plan halke mahinon ke hisaab se banayein.
PMEGP ya bank loan?
Tailoring / boutique PMEGP mein allowed hai (negative list mein nahi). Naya unit ho toh 15–35% subsidy mil sakti hai. Chal raha unit ho toh bank / Mudra report banayein. Service unit hai, isliye limit ₹20 lakh. Mahilaon ke liye women loan finder bhi dekhein.
License aur registration
| Kya | Zaroori? |
|---|---|
| Udyam registration | Haan |
| Shop & Establishment | State ke niyam ke hisaab se |
| GST | Service turnover ₹20 lakh se upar (kuch states mein ₹10 lakh) |
| Rent agreement | Bank ke liye zaroori |
Bank ko report dene se pehle
- Shaadi aur tyohaar ka season — bikri ka bada hissa
- School uniform / boutique orders ka tie-up
- Dukaan ka rent agreement report ke saath lagayein
- Training certificate (agar hai) se bank ka bharosa badhta hai
- Documents: Aadhaar, PAN, photo, quotations (seller ka GST number), shed ki zameen ka proof / rent agreement, training certificate (agar hai)
Tailoring unit setup checklist: kya-kya chahiye
- Machine: industrial/power sewing machine, overlock, interlock, press (steam iron)
- Cutting table, kainchi, measuring tape, pattern paper
- Achhi roshni aur bijli backup
- Dhaga, button, zip ka thok supplier
- Order book / register: naap, delivery date, advance
- Kaam ka focus tay karein: blouse/ladies suit, school uniform, export job work ya alteration
- Udyam registration (free, udyamregistration.gov.in)
Pehle 6 mahine: yeh galtiyan na karein
- Delivery date pe kaam na dena — customer waapas nahi aata
- Naap ka record na rakhna
- Bina advance ke order lena
- Shuru mein bahut mehengi machines lena jab order kam hon
- Akele saara kaam — tyohaar season mein helper na rakhna
Kamai badhane ke tareeke
- School uniform ke liye schools se tie-up (season mein bada order)
- Boutique ya garment exporters ka job work
- Alteration service — roz ki pakki kamai
- Instagram/WhatsApp pe design ki photos
Aur kaunsi sarkari madad dekhein
- PMEGP: naye unit ko 15–35% subsidy (manufacturing project ₹50 lakh tak, service ₹20 lakh tak). Pehle calculator se apni subsidy dekhein.
- PM Mudra: bina collateral ₹20 lakh tak ka business loan (Shishu, Kishore, Tarun, Tarun Plus).
- Paramparik kaarigar (jaise lohar, darzi, nai) hain to PM Vishwakarma ki jaankari hamare PM Vishwakarma guide mein dekhein.
Aksar pooche jaane wale sawaal
Silai centre / boutique kholne mein kitna kharcha? Sample mein machines, counter, racks aur working capital milakar ~₹3 lakh.
Tailoring par PMEGP subsidy milti hai? Haan. Service unit hai, isliye project ₹20 lakh tak. Naye unit ko 15–35% subsidy.
Boutique se mahine ki kamai kitni? Sample mein teesre saal ~₹14,000/mahina net profit. Shaadi season aur school uniform orders se kamai badhti hai.
Mahilaon ke liye tailoring loan? PMEGP mein mahilaon ko 25–35% subsidy aur sirf 5% apna hissa. Udyogini jaise state schemes bhi dekhein.
Free tool: Yeh numbers bhar kar apni tailoring and boutique unit project report banayein — free PDF, no login →
Yeh sample anumaan hai, guarantee nahi. Rates aur bikri har area mein alag hoti hai; final faisla bank ka hota hai. Last checked 3 Oct 2026.
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