Dairy Farm Project Report (10 Cows): Cost, Profit & PDF

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Short answer: Ek dairy farm (10 cows / buffaloes) ka sample project cost lagbhag ₹11,50,000 hai. PMEGP mein general category (gaon) ko ₹2,87,500 subsidy mil sakti hai aur EMI lagbhag ₹16,252/mahina banti hai. Teesre saal ka anumaanit net profit ₹3,27,492 aur average DSCR 2.45 hai. Yeh example numbers hain — apne area ke rate aur quotations se badlein.

Project cost (sample)

Animals (10 cows / buffaloes) and equipment — ₹7.5 lakh
Chaff cutter, milking cans, tools — ₹50,000
Cattle shed (not land) — ₹2.5 lakh
Working capital (feed, fodder, vet) — ₹1 lakh
Total: ₹11,50,000 (zameen shamil nahi)

Means of finance

Item	General, rural (example)
Aapka hissa (10%)	₹1,15,000
Bank loan (90%)	₹10,35,000
PMEGP subsidy (25%) — 3 saal TDR, phir loan mein adjust	₹2,87,500
Loan jo aap chukayenge	₹7,47,500
EMI (11%, 5 saal, 6 mahine moratorium)	₹16,252/mahina

SC/ST/OBC/mahila/minority applicant ko gaon mein 35% subsidy aur sirf 5% apna hissa lagta hai. Apna exact hisaab PMEGP calculator se dekhein.

Kamai aur profit (sample, 3rd year)

Item	Amount
Bikri (saalana, 80% capacity)	₹20,16,000
Net profit (tax ke baad)	₹3,27,492
Average DSCR (5 saal)	2.45
Break-even	46% capacity par

Yeh sample kaise bana (assumptions)

Item	Anumaan
Doodh (10 animals, dry period mila kar average)	~100 litre/din
Rate (dairy / collection centre)	~₹50/litre
Doodh ki bikri	~₹1,50,000/mahina
Gobar / khad, bachde ki bikri	~₹18,000/mahina
Kul bikri (sample, 3rd year)	~₹1,68,000/mahina

Dhyan dein: Agar aapke animals average 7–8 litre/din dete hain toh bikri 25–30% kam hogi — report mein apna asli number bharein, bank yahi poochta hai.

PMEGP ya bank loan?

Dairy is allowed under PMEGP (an exception to the animal-husbandry exclusion), so a new dairy unit can get 15–35% subsidy. Confirm with KVIC / DIC whether your agency applies the manufacturing or service limit.

License aur registration

Kya	Zaroori?
Udyam registration	Haan — free, udyamregistration.gov.in
FSSAI	Sirf tab jab doodh khud bechein / process karein; cooperative ko dene par aam taur par nahi
Panchayat / nagar nigam NOC (shed)	Haan, area ke hisaab se
Animal insurance + ear tagging	Bank loan ke liye aam taur par zaroori

Bank ko report dene se pehle

Milk sale ka pakka buyer (dairy cooperative / collection centre) ka letter lagayein
Har animal ka insurance aur tagging
Chara (green fodder) ka source — apni zameen ya contract
Vet aur AI (breeding) ki suvidha paas mein ho
Documents: Aadhaar, PAN, photo, quotations (seller ka GST number), shed ki zameen ka proof / rent agreement, training certificate (agar hai)

Dairy farm setup checklist: kya-kya chahiye

Pakka shed: har pashu ke liye khuli jagah, dhalaan wala farsh, naali aur hawa ka raasta
Paani ka pakka intezaam — ek dudharu pashu din mein kaafi paani peeta hai
Hara chara ka plan: apni zameen ya saal bhar ka contract (napier, berseem, makka)
Chaff cutter, doodh ke cans, bucket, rubber mat
Doodh kaun lega: dairy cooperative / BMC / collection centre se pehle baat
Pashu insurance aur vet ka number
Gobar ka istemaal: compost ya gobar gas

Pehle 6 mahine: yeh galtiyan na karein

Ek saath saare pashu na khareedein — 2–3 batch mein lein, taaki doodh saal bhar aata rahe
Bina vet check aur doodh naape pashu na khareedein
Chare ka stock na rakhna — garmi mein hara chara mehenga ho jaata hai
Doodh ka fat/SNF test na karwana — isi se rate tay hota hai
Insurance chhodna — ek pashu ki maut poora munafa kha sakti hai

Kamai badhane ke tareeke

Fat/SNF badhane ke liye santulit aahaar aur mineral mixture
Seedha ghar-ghar ya dukaan par doodh bechna — rate behtar milta hai
Paneer, dahi, ghee jaise products
Gobar se vermicompost bechna

Aur kaunsi sarkari madad dekhein

PMEGP: naye unit ko 15–35% subsidy (manufacturing project ₹50 lakh tak, service ₹20 lakh tak). Pehle calculator se apni subsidy dekhein.
PM Mudra: bina collateral ₹20 lakh tak ka business loan (Shishu, Kishore, Tarun, Tarun Plus).
National Livestock Mission (NLM) — entrepreneurship scheme ki details aur online apply sirf official portal nlm.udyamimitra.in par dekhein.
Kisan Credit Card (pashupalan) — chare, dawai jaise rozana kharche ke liye apne bank se working capital poochein.

Chare ke liye silage / TMR / fodder block unit lagani hai? National Livestock Mission (NLM) mein 50% subsidy (₹50 lakh tak) milti hai — NLM subsidy calculator se apni rakam dekhein.

Aksar pooche jaane wale sawaal

10 gaay ki dairy mein kitna kharcha aata hai? Is sample mein animals, shed aur saaman milakar lagbhag ₹11.5 lakh (zameen alag). Animal ki nasal aur area ke rate se ye badlega.

Dairy farm ke liye PMEGP subsidy milti hai? Haan, dairy PMEGP mein allowed hai. Naye unit ko 15–35% subsidy mil sakti hai — category aur gaon/shehar par depend.

10 gaay se mahine ki kamai kitni hogi? Sample mein teesre saal ~₹27,000/mahina net profit (₹3.27 lakh saal). Doodh ki matra aur chare ka kharcha sabse bada farq daalte hain.

Dairy loan ke liye kaun se documents chahiye? Aadhaar, PAN, project report, animals aur saaman ki quotation, shed ki zameen ka proof, doodh khareedne wale ka letter, insurance.