Bihar Mukhyamantri Udyami Yojana mein ₹10 lakh tak milta hai — ₹5 lakh anudan (wapas nahi karna) aur ₹5 lakh byaj-mukt loan. Neeche apni details bharein: kaun si yojana mein apply kar sakte hain, kitna anudan, kitna loan aur mahine ki kisht kitni. Free, no login.
Bihar Udyami Yojana Calculator 2026
Check which Mukhyamantri Udyami Yojana you can apply under, how much is grant (never repaid) and how much is loan, and your monthly instalment. बिहार मुख्यमंत्री उद्यमी योजना — पात्रता, अनुदान, लोन और किश्त।
Free estimate, not an approval. Based on the Mukhyamantri Udyami Yojana FY 2025-26 guideline (Annexure-II, MSME Directorate, Industries Department, Bihar; udyami.bihar.gov.in): six components — SC / ST, Ati Pichhda Varg (BC-01), Mahila (all categories), Yuva (general and BC-02 men; minorities excluded), Alpsankhyak, Divyangjan (40%+ with UDID); eligibility — Bihar permanent resident, 10+2 / Intermediate / ITI / polytechnic diploma or equivalent, age 18–50, proprietorship (own PAN), partnership, LLP or Pvt Ltd; up to ₹10 lakh: 50% grant (max ₹5 lakh) + 50% interest-free loan (max ₹5 lakh; 1% interest under Yuva); 2,000 seats per main component, 1,247 minority, 100 divyangjan (9,347 in 2025-26), computer randomisation by district target; three instalments with two 6-day trainings and 90-day utilisation certificates; repayment starts one year after the 2nd / 3rd instalment. Number of instalments is your input (84 used by default, as in earlier rounds) — confirm on the portal. Last checked 5 Oct 2026.
Kaun si yojana kiske liye
| Yojana | Kaun apply kare | Loan byaj |
|---|---|---|
| SC / ST Udyami | SC / ST purush aur mahila | 0% |
| Ati Pichhda Varg Udyami | BC-01 purush / mahila (alpsankhyak nahi) | 0% |
| Mahila Udyami | Sabhi varg ki mahila | 0% |
| Yuva Udyami | General aur BC-02 purush (alpsankhyak nahi) | 1% |
| Alpsankhyak Udyami | Alpsankhyak purush / mahila | 0% |
| Divyangjan Udyami | Sabhi varg ke 40%+ divyang (UDID) | 0% |
Paisa kaise milta hai (3 kisht)
- Chayan ke baad 6 din ki training (2 mauke). Dono baar absent to aavedan radd.
- Pehli kisht: site taiyari ₹1.5 lakh tak, bijli connection + safety kit ₹25,000, anya ₹25,000, kiraye par site ho to 6 mahine ka kiraya (max ₹50,000) — mata-pita / dada-dadi se kiraya mana.
- 90 din mein utilisation certificate → doosri training → doosri kisht machinery ke liye (GST bill zaroori; machinery budget ka 25% apni marzi se).
- Phir utilisation certificate → teesri kisht. ₹10,000 se upar ka har bhugtan online.
- Loan ka bhugtan doosri / teesri kisht ke 1 saal baad Udyami portal par online.
Ek example
Gaya ki 26 saal ki General varg ki mahila ₹10 lakh ka project chunti hain (Mahila Udyami Yojana). ₹5 lakh anudan + ₹5 lakh byaj-mukt loan. 84 kisht mein loan lagbhag ₹5,952 mahina. Agar wahi project ek General varg ka purush Yuva Udyami Yojana mein le, to 1% byaj ke saath kisht lagbhag ₹6,166.
Documents pehle se taiyar rakhein
- Matric certificate (janm tithi wala) aur Inter / ITI / diploma certificate.
- Jaati praman patra aur sthayi niwas praman patra.
- Divyang ke liye UDID card (40%+).
- Live photo aur signature; chayan ke baad unit ke naam par current account.
- Medical jaanch ghar project ke liye DMLT / BMLT certificate.
Aksar pooche jaane wale sawaal
Bihar Udyami Yojana mein kitna paisa milta hai? Project ke liye max ₹10 lakh: 50% (max ₹5 lakh) anudan jo wapas nahi karna, aur baaki 50% (max ₹5 lakh) byaj-mukt loan. Yuva Udyami Yojana mein loan par 1% byaj.
Kaun apply kar sakta hai? Bihar ke sthayi niwasi, umar 18–50, kam se kam 10+2 / Inter / ITI / polytechnic diploma. Category ke hisaab se: SC / ST, Ati Pichhda Varg (BC-01), sabhi varg ki mahila, General aur BC-02 ke purush (Yuva), alpsankhyak, aur 40%+ divyang (UDID card).
Selection kaise hota hai? Online aavedan ke baad district ke target ke hisaab se computer randomisation (lottery) se chayan hota hai, phir documents ki scrutiny. 2025-26 mein 9,347 seats thi.
Paisa kitni kisht mein milta hai? Teen kisht mein: 6 din ki training ke baad pehli kisht (site, bijli, kiraya advance), utilisation certificate aur doosri training ke baad machinery ki kisht, phir teesri kisht. Loan ka bhugtan doosri / teesri kisht ke 1 saal baad shuru hota hai.
Agla aavedan kab hoga? 2025-26 ka portal 25 Feb 2026 ko khula tha aur documents upload 24 June 2026 tak chala. Agle round ki tareekh abhi ghoshit nahi hui — udyami.bihar.gov.in dekhte rahein aur documents pehle se taiyar rakhein.
Source: Mukhyamantri Udyami Yojana 2025-26 guideline (Annexure-II), Suksham Laghu evam Madhyam Udyam Nideshalay, Udyog Vibhag, Bihar (udyami.bihar.gov.in). Last checked 5 Oct 2026.
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