Free tool: Yeh numbers bhar kar apni flour mill project report banayein — free PDF, no login →
Short answer: Ek flour mill (atta chakki + masala grinding) ka sample project cost lagbhag ₹7,60,000 hai. PMEGP mein general category (gaon) ko ₹1,90,000 subsidy mil sakti hai aur EMI lagbhag ₹10,741/mahina banti hai. Teesre saal ka anumaanit net profit ₹3,25,376 aur average DSCR 3.13 hai. Yeh example numbers hain — apne area ke rate aur quotations se badlein.
Project cost (sample)
- Chakki / pulveriser, cleaner, packing machine — ₹4.5 lakh
- Weighing scale, furniture — ₹60,000
- Shed work, electric fitting (not land) — ₹1 lakh
- Working capital (gehun, masala, packing) — ₹1.5 lakh
- Total: ₹7,60,000 (zameen shamil nahi)
Means of finance
| Item | General, rural (example) |
|---|---|
| Aapka hissa (10%) | ₹76,000 |
| Bank loan (90%) | ₹6,84,000 |
| PMEGP subsidy (25%) — 3 saal TDR, phir loan mein adjust | ₹1,90,000 |
| Loan jo aap chukayenge | ₹4,94,000 |
| EMI (11%, 5 saal, 6 mahine moratorium) | ₹10,741/mahina |
SC/ST/OBC/mahila/minority applicant ko gaon mein 35% subsidy aur sirf 5% apna hissa lagta hai. Apna exact hisaab PMEGP calculator se dekhein.
Kamai aur profit (sample, 3rd year)
| Item | Amount |
|---|---|
| Bikri (saalana, 80% capacity) | ₹30,72,000 |
| Net profit (tax ke baad) | ₹3,25,376 |
| Average DSCR (5 saal) | 3.13 |
| Break-even | 50% capacity par |
Yeh sample kaise bana (assumptions)
| Item | Anumaan |
|---|---|
| Atta / masala bikri | ~250–300 kg/din |
| Average rate | ~₹35–40/kg |
| Kaam ke din | 26/mahina |
| Kul bikri (sample, 3rd year) | ~₹2.56 lakh/mahina |
| Gehun / kachcha maal | bikri ka ~72% |
Dhyan dein: Sirf pisai (job work) karte hain toh bikri kam dikhegi par kachche maal ka kharcha bhi nahi — report mein dono alag likhein.
PMEGP ya bank loan?
Flour mill / atta chakki PMEGP mein allowed hai (negative list mein nahi). Naya unit ho toh 15–35% subsidy mil sakti hai. Chal raha unit ho toh bank / Mudra report banayein.
License aur registration
| Kya | Zaroori? |
|---|---|
| Udyam registration | Haan |
| FSSAI | Haan — ₹12 lakh tak turnover par registration, usse upar state licence |
| GST | Turnover ₹40 lakh se upar; packed + labelled atta par GST lag sakta hai — CA se confirm |
| Bijli | 3-phase connection aur load sanction |
Bank ko report dene se pehle
- 3-phase bijli connection aur load pehle confirm karein
- Gehun ka kharcha bikri ka ~70% — mandi rate ka hisaab rakhein
- FSSAI registration aur brand packing se margin badhta hai
- Local kirana / dukaan se supply ki baat pehle karein
- Documents: Aadhaar, PAN, photo, quotations (seller ka GST number), shed ki zameen ka proof / rent agreement, training certificate (agar hai)
Flour mill (atta chakki) setup checklist: kya-kya chahiye
- Machine: chakki/pulverizer, cleaner, sieve, packing/sealing machine
- Bijli ka commercial connection aur sahi load — pehle bijli vibhag se confirm karein
- FSSAI registration ya licence (turnover ₹12 lakh tak basic registration, usse upar state licence)
- Gehun/anaaj ki kharid ka source: mandi, kisan ya FPO
- Packing material par brand, FSSAI number, weight aur date
- Saaf-suthri, sukhi jagah — nami se atta kharab hota hai
- Udyam registration (free, udyamregistration.gov.in)
Pehle 6 mahine: yeh galtiyan na karein
- Machine capacity bahut zyada lena jab bikri pakki na ho
- Bijli ka load kam lena — baar-baar trip aur penalty
- Bina FSSAI ke packed atta bechna
- Anaaj ka stock bina keede ki jaanch ke rakhna
- Udhaari pe bechte rehna bina limit ke
Kamai badhane ke tareeke
- Ghar ka gehun pisaayi (job work) + apna packed atta, dono
- Multigrain, besan, masala jaise products
- Kirana dukaanon aur hostel/canteen se fixed supply
- Chokar (bran) pashu chare ke liye bechna
Aur kaunsi sarkari madad dekhein
- PMEGP: naye unit ko 15–35% subsidy (manufacturing project ₹50 lakh tak, service ₹20 lakh tak). Pehle calculator se apni subsidy dekhein.
- PM Mudra: bina collateral ₹20 lakh tak ka business loan (Shishu, Kishore, Tarun, Tarun Plus).
- Food processing ke liye PMFME scheme — abhi ka status hamare PMFME guide mein dekhein.
- Loan ₹10 lakh se upar ho aur collateral na ho to bank se CGTMSE guarantee ki baat karein.
Aksar pooche jaane wale sawaal
Atta chakki lagane mein kitna kharcha aata hai? Sample mein chakki, cleaner, packing machine, shed work aur working capital milakar ~₹7.6 lakh.
Flour mill ke liye PMEGP subsidy milti hai? Haan, atta chakki PMEGP mein allowed hai — naye unit ko 15–35% subsidy.
Atta chakki mein mahine ki kamai kitni? Sample mein teesre saal ~₹27,000/mahina net profit. Gehun ka rate aur bikri ki matra sabse zyada asar daalte hain.
Flour mill ke liye FSSAI chahiye? Haan. Turnover ₹12 lakh tak ho toh FSSAI registration, usse zyada ho toh state licence.
Free tool: Yeh numbers bhar kar apni flour mill project report banayein — free PDF, no login →
Yeh sample anumaan hai, guarantee nahi. Rates aur bikri har area mein alag hoti hai; final faisla bank ka hota hai. Last checked 3 Oct 2026.
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